--- title: "Connect Qonto to GoCardless - APIANT.ai" description: "When \"New Bank Account\" fires in Qonto, your agent runs \"Add customer bank account\" in GoCardless." canonical: "https://apiant.ai/connect/qonto-to-gocardless" --- # Connect Qonto to GoCardless When **New Bank Account** fires in [Qonto](https://apiant.ai/connections/qonto), your agent runs **Add customer bank account** in [GoCardless](https://apiant.ai/connections/gocardless). Describe the whole flow and it is built, tested on every scenario and kept running. Qonto **9** triggers Qonto **19** actions GoCardless **18** actions What the catalog holds today. Ask for anything missing and your agent reads the API documentation and adds it. ## What do you want Qonto and GoCardless to do together? Give your AI client this address. `https://mcp.apiant.ai` One connection does both: ask your client to act in an app once, or have it build an automation that keeps running. Any client that takes a remote MCP server. Nothing to install. Create your free account, then sign in once in your browser. ### Set it up in your client ### Claude Code Run this in the directory you want to work in. `claude mcp add --transport http -s project apiant-ai https://mcp.apiant.ai` Start Claude Code there, approve the server, and sign in in the browser page it opens. [Claude Code guide (opens in a new tab)](https://apiant.ai/docs/mcp/claude-code) ### Claude, web and desktop Open Customize, then Connectors, then Add custom connector, and paste the address. On Team and Enterprise an owner adds it first. [Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp) ### Cursor Add the address to your MCP configuration as a server URL. Cursor signs you in in your browser. [Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp) ### Zed Open Settings, then AI, then MCP Servers, then Add Server, then Add Remote Server. [Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp) ### Codex and the ChatGPT desktop app Open Settings, then MCP servers, then Add server, and choose Streamable HTTP. From the terminal, Codex takes the address with its own add command and then signs you in. [Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp) ### Any other MCP client Paste the address where the client asks for a remote MCP server URL, and name the server apiant-ai where it lets you. APIANT's skills reach the client over the same connection. [Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp) Example flows ## What Qonto can start in GoCardless - When **New Bank Account** in Qonto then **Add customer bank account** in GoCardless - When **New Transaction** in Qonto then **Add customer** in GoCardless Starting points drawn from the triggers and actions in the catalog today. Describe the flow you need, at any depth, and your agent builds it and tests every scenario before it ships. Everything your agent can do with Qonto and GoCardless ## Triggers and actions 9 triggers · 37 actions - Trigger **Bank Account Balance Change** Triggers when the balance or authorized balance of one of your Qonto business accounts changes. - Trigger **New Bank Account** Triggers when a new business bank account is added to the Qonto organization. - Trigger **New Transaction** Triggers when a new transaction is recorded on a Qonto bank account. - Trigger **New Transaction (Legacy)** Triggers when a new transaction is created on the chosen Qonto bank account. - Trigger **New Transfer** Triggers when a new SEPA transfer is created in your Qonto organization. - Trigger **Transaction Updated Attachments** Triggers when the attachments on a transaction change, such as when a receipt is added to it. - Trigger **Transaction Updated Labels** Triggers when the labels on a transaction change, for example when a label is added to a transaction or one of several labels is removed. - Trigger **Transaction Updated VAT** Triggers when a transaction's VAT amount or VAT rate is set or changed on a Qonto bank account. - Trigger **Updated Transaction** Triggers when a transaction on a Qonto bank account is created or updated. - Action **Add Attachment** Uploads a JPEG, PNG or PDF file, such as an invoice or receipt, and attaches it to a transaction. Qonto processes the file in the background, so it may not appear on the transaction immediately. - Action **Add client** Creates a client (a company, individual or freelancer you bill) in your Qonto organization and returns the new client record. - Action **Add client invoice** Creates a client invoice in Qonto for an existing client, as a draft or ready for payment, and returns the new invoice. - Action **Add SEPA beneficiary** Adds a new untrusted SEPA beneficiary to the organization's main bank account and returns it. - Action **Create External Transfer** Creates a SEPA transfer from one of your Qonto bank accounts to a saved or new beneficiary, and returns the transfer with its status. - Action **Create Internal Transfer** Creates an instant transfer between two bank accounts of your Qonto organization. - Action **Get bank account** Returns a Qonto business bank account, including its IBAN, status and current balances. - Action **Get organization** Returns the details of the connected Qonto organization, including its legal information and its list of bank accounts. - Action **Get transaction** Returns a single Qonto transaction by its ID, including its amount, counterparty, status and dates, and optionally its labels, attachments or VAT details. - Action **List bank accounts** Returns all business bank accounts of the connected Qonto organization, with their IBAN, status and balances. - Action **List cards** Returns the cards visible to the connected Qonto member, optionally filtered by holder, status, bank account, card level or text search. - Action **List client invoices** Returns the client invoices of the Qonto organization, optionally filtered by status, creation, update or due dates, and sorted by creation date. - Action **List clients** Returns the clients (customers you invoice) of your Qonto organization, optionally filtered by name, email, VAT or tax number, or last-updated date. - Action **List labels** Returns all the labels of the Qonto organization, including each label's name and parent label. - Action **List memberships** Returns all the memberships of the authenticated Qonto organization, with each member's name, role, status and team. - Action **List SEPA beneficiaries** Returns the SEPA beneficiaries of your Qonto organization, optionally filtered by IBAN, status or trusted flag. - Action **List statements** Returns the monthly bank statements of the Qonto organization, each with its period, bank account and a temporary link to download the file. Can be narrowed to specific bank accounts or a range of months. - Action **List supplier invoices** Returns the organization's supplier invoices and documents awaiting review, optionally filtered by status, dates, supplier, amount or a text search. - Action **List transactions** Returns the transactions of a Qonto bank account, with optional filters by status, date range, direction, operation type and attachments. - Action **Add billing request** Creates a GoCardless billing request to collect a Direct Debit mandate, a one-off payment, or both from a customer. - Action **Add customer** Creates a new customer record in GoCardless with their name, contact details and address. - Action **Add customer bank account** Creates a bank account for an existing GoCardless customer, using local bank details or an IBAN. - Action **Cancel mandate** Cancels a Direct Debit mandate so no further payments can be collected against it, and returns the cancelled mandate. - Action **Cancel payment** Cancels a pending GoCardless payment so it is not collected, and returns the updated payment. - Action **Cancel subscription** Cancels a GoCardless subscription so no further payments are collected under it, and returns the cancelled subscription. - Action **Create Direct Debit Payment** Collects a one-off Direct Debit payment from a customer against their existing mandate. - Action **Create Instant Bank Payment** Creates a billing request for a one-off instant bank payment (Pay By Bank) for the given amount and currency. - Action **Create Mandate Authorisation Request** Creates a Direct Debit mandate request for a payer and returns a hosted authorisation link you can send them to set up the mandate. - Action **Create Subscription** Creates a recurring subscription that collects a fixed amount on a schedule against an existing GoCardless mandate. - Action **Get customer** Returns a single GoCardless customer by its ID, including contact details, address and metadata. - Action **Get mandate** Returns a single Direct Debit mandate, including its status, scheme, reference and linked customer bank account and creditor. - Action **Get payment** Returns a single GoCardless payment by its ID, including amount, status, charge date and linked mandate. - Action **Get subscription** Returns the details of a single GoCardless subscription, including its amount, schedule, status and upcoming payments. - Action **Retry payment** Retries a failed payment, resubmitting it for collection on the next available date or a date you choose. - Action **Search for a Billing Request** Searches billing requests, optionally filtered by customer, status and creation date, and returns the matches. - Action **Search for a Customer** Searches your GoCardless customers by email, company name, surname, currency or creation date and returns the matches. - Action **Update customer** Updates an existing GoCardless customer's name, contact details, address or metadata. Fields left blank are not changed. ## Each app on its own - [ **Qonto** Qonto is bank built to make finances easier for businesses.](https://apiant.ai/connections/qonto) - [ **GoCardless** GoCardless is a payments platform helping businesses collect payments directly from customer bank accounts.](https://apiant.ai/connections/gocardless) Reviews ## What our customers say ## More from Qonto - [ **Qonto to Salesforce** Salesforce is a leading enterprise customer relationship management (CRM) platform.](https://apiant.ai/connect/qonto-to-salesforce) - [ **Qonto to Slack** Slack is a messaging platform for teams. Post messages, manage channels, users, reminders, and react to...](https://apiant.ai/connect/qonto-to-slack) - [ **Qonto to Stripe** Stripe is a payment processing platform for online businesses.](https://apiant.ai/connect/qonto-to-stripe) - [ **Qonto to Shopify** Shopify is a commerce platform for online stores and retail point-of-sale.](https://apiant.ai/connect/qonto-to-shopify) - [ **Qonto to QuickBooks Online** QuickBooks Online accounting — manage customers, invoices, bills, payments, vendors, expenses, and more via...](https://apiant.ai/connect/qonto-to-quickbooks-online) - [ **Qonto to Trello** Trello is a visual collaboration tool that organizes projects into boards, lists, and cards.](https://apiant.ai/connect/qonto-to-trello) ## More into GoCardless - [ **HubSpot to GoCardless** HubSpot is your all-in-one stop for all of your marketing software needs.](https://apiant.ai/connect/hubspot-to-gocardless) - [ **Salesforce to GoCardless** Salesforce is a leading enterprise customer relationship management (CRM) platform.](https://apiant.ai/connect/salesforce-to-gocardless) - [ **Slack to GoCardless** Slack is a messaging platform for teams. Post messages, manage channels, users, reminders, and react to...](https://apiant.ai/connect/slack-to-gocardless) - [ **Google Sheets to GoCardless** Google Sheets is Google's online spreadsheet app for creating, editing and sharing spreadsheets.](https://apiant.ai/connect/google-sheets-to-gocardless) - [ **Gmail to GoCardless** Gmail is Google’s email service, featuring spam protection, search functions, and seamless integration with...](https://apiant.ai/connect/gmail-to-gocardless) - [ **Google Calendar to GoCardless** Google Calendar is a time management tool providing scheduling features, event reminders, and integration...](https://apiant.ai/connect/google-calendar-to-gocardless) Questions ## Qonto and GoCardless, answered ### ### What can start an automation from Qonto? Any of Qonto's 9 triggers in the catalog, including New Bank Account, New Transaction, New Transaction (Legacy) and New Transfer. Describe the moment in plain language and your agent picks the right one. ### ### What can your agent do in GoCardless when something happens in Qonto? Any of GoCardless's 18 actions, including Create Direct Debit Payment, Create Instant Bank Payment, Create Mandate Authorisation Request and Create Subscription. Your agent maps the data both ways and tests every scenario before it ships. ### ### Can it also run from GoCardless to Qonto? GoCardless has no triggers in the catalog today, so automations start in Qonto. If you need the other direction, ask: your agent reads GoCardless's API documentation and adds it. ### ### Do I have to build a connector for Qonto or GoCardless? No. Both are in the catalog with their triggers and actions. You describe the automation; your agent builds it, tests every scenario and keeps it running. ### ### Can my AI client use Qonto and GoCardless without building an automation? Yes. With your AI client connected to APIANT, ask it to do something in either app once and it runs that action on the spot. Ask for an automation and your agent builds it, tests every scenario and keeps it running. One connection covers both. ### ### What happens when something fails? Your agent works that out for you. It plans the failure paths along with the happy path, then tests every scenario before it ships. ### ### Is there a free plan? Yes. Every plan includes the agent, including free, and building from your own AI client spends no assistant credits.