---
title: "Connect Paystack to Utilorax - APIANT.ai"
description: "When \"New Chargeback\" fires in Paystack, your agent runs \"Calculate loan payment\" in Utilorax."
canonical: "https://apiant.ai/connect/paystack-to-utilorax"
---

# Connect Paystack to Utilorax

When **New Chargeback** fires in [Paystack](https://apiant.ai/connections/paystack), your agent runs **Calculate loan payment** in [Utilorax](https://apiant.ai/connections/utilorax). Describe the whole flow and it is built, tested on every scenario and kept running.

Paystack **11** triggers Paystack **17** actions Utilorax **57** actions

What the catalog holds today. Ask for anything missing and your agent reads the API documentation and adds it.

## What do you want Paystack and Utilorax to do together?

Give your AI client this address.

`https://mcp.apiant.ai`

One connection does both: ask your client to act in an app once, or have it build an automation that keeps running. Any client that takes a remote MCP server. Nothing to install. Create your free account, then sign in once in your browser.

### Set it up in your client

### Claude Code

Run this in the directory you want to work in.

`claude mcp add --transport http -s project apiant-ai https://mcp.apiant.ai`

Start Claude Code there, approve the server, and sign in in the browser page it opens.

[Claude Code guide (opens in a new tab)](https://apiant.ai/docs/mcp/claude-code)

### Claude, web and desktop

Open Customize, then Connectors, then Add custom connector, and paste the address. On Team and Enterprise an owner adds it first.

[Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp)

### Cursor

Add the address to your MCP configuration as a server URL. Cursor signs you in in your browser.

[Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp)

### Zed

Open Settings, then AI, then MCP Servers, then Add Server, then Add Remote Server.

[Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp)

### Codex and the ChatGPT desktop app

Open Settings, then MCP servers, then Add server, and choose Streamable HTTP. From the terminal, Codex takes the address with its own add command and then signs you in.

[Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp)

### Any other MCP client

Paste the address where the client asks for a remote MCP server URL, and name the server apiant-ai where it lets you. APIANT's skills reach the client over the same connection.

[Setup guide (opens in a new tab)](https://apiant.ai/docs/mcp)

Example flows

## What Paystack can start in Utilorax

- When **New Chargeback** in Paystack then **Calculate loan payment** in Utilorax
- When **New Invoice** in Paystack then **Calculate mortgage payment** in Utilorax

Starting points drawn from the triggers and actions in the catalog today. Describe the flow you need, at any depth, and your agent builds it and tests every scenario before it ships.

Everything your agent can do with Paystack and Utilorax

## Triggers and actions 11 triggers · 74 actions

- Trigger

**Abandoned Transaction**

Triggers when a customer starts a payment but does not complete it, leaving an abandoned transaction.

- Trigger

**Cancelled Subscription**

Triggers when a subscription is cancelled.

- Trigger

**New Chargeback**

Triggers when a customer files a new chargeback (transaction dispute) on your Paystack account.

- Trigger

**New Invoice**

Triggered when a new invoice (payment request) is created in Paystack.

- Trigger

**New Order**

Triggered when a new order is created on your Paystack storefronts or products.

- Trigger

**New Payment Page Transaction**

Triggers when a customer pays through one of your Paystack payment pages. Returns the transaction with its amount, customer, and the page it came from.

- Trigger

**New Refund**

Triggered when a new refund is created in your Paystack account.

- Trigger

**New Subscription**

Triggers when a new subscription is created on your Paystack integration.

- Trigger

**New Transaction**

Triggers when a new transaction is created on your Paystack integration, optionally limited by status, channel, customer and more.

- Trigger

**New Transfer**

Triggered when a new transfer is created on your Paystack business.

- Trigger

**Subsciption Renewal**

Triggers when a subscription renews, meaning a further payment has been made after its first one.

- Action

**Add Product**

Creates a new product on your Paystack integration and returns the created product.

- Action

**Cancel Subscription**

Cancels an active Paystack subscription so the customer is no longer charged on renewal.

- Action

**Check Terminal Status**

Returns whether a Paystack Terminal is online and available to receive an event, so you can check it before sending one.

- Action

**Create Refund**

Creates a refund for a previously completed Paystack transaction, in full or for part of its amount. Returns the new refund and its status.

- Action

**Create Subscription**

Creates a subscription that puts a customer on one of your plans, and returns the new subscription's id, code and email token.

- Action

**Create Virtual Terminal**

Creates a Virtual Terminal on your Paystack integration, with the WhatsApp numbers that should receive its payment notifications.

- Action

**Find Customer**

Returns the Paystack customer matching an email address or customer code, including their transactions, subscriptions and saved authorizations.

- Action

**Find Order**

Returns the details of a Paystack order, including its customer, items and payment status, for the order ID you supply.

- Action

**Find Transaction**

Returns the transaction that matches a transaction reference, including its status, amount, customer and payment authorization.

- Action

**Find Transfer**

Returns the transfer that matches the specified transfer reference, including its status, amount and recipient.

- Action

**Get Customer Totals**

Returns how many transactions a Paystack customer has made and the total value of those transactions, along with the customer's full record.

- Action

**Initialize Transaction**

Creates a new pending Paystack transaction and returns the checkout link to send your customer to, along with its access code and reference.

- Action

**Initiate a Direct Debit Request**

Starts linking a bank account to a customer for Direct Debit and returns the link the customer opens to authorize the mandate.

- Action

**Remove Phone Number From Virtual Terminal**

Removes one or more WhatsApp phone numbers from a Paystack Virtual Terminal, so they stop receiving its payment notifications.

- Action

**Resolve Account Number**

Returns the account name registered to a bank account number, so you can confirm who an account belongs to before paying it.

- Action

**Send Simple Invoice**

Creates a payment request that issues an invoice to a customer and, by default, emails it to them. Returns the new invoice, including its request code.

- Action

**Share Link for Updating Subscription Card**

Returns a link you can share with a customer so they can update the card on their subscription.

- Action

**Add interval to date**

Add or subtract an interval from a date.

- Action

**Calculate age**

Compute age from a birthdate.

- Action

**Calculate compound interest**

Compute compound interest on a principal over time.

- Action

**Calculate loan payment**

Compute the monthly loan payment (EMI) for a loan amount, rate and term.

- Action

**Calculate mortgage payment**

Compute the monthly mortgage payment from price, deposit, rate and term.

- Action

**Calculate percentage**

Compute what P% of a value is.

- Action

**Calculate percentage change**

Compute the percentage change from one value to another.

- Action

**Change text case**

Change text case (upper/lower/title/camel/snake/kebab etc).

- Action

**Check if number is prime**

Check whether a number is prime.

- Action

**Compress image**

Shrink JPG, PNG and WebP images to a smaller file size.

- Action

**Compress PDF**

Reduce a PDF's file size while keeping it readable.

- Action

**Compute HMAC signature**

Compute an HMAC signature for a message with a given key and algorithm.

- Action

**Convert CSV to Excel**

Convert a CSV file into a proper Excel (.xlsx) workbook.

- Action

**Convert CSV to JSON**

Convert CSV text to a JSON array of objects.

- Action

**Convert currency**

Convert an amount between currencies using live exchange rates.

- Action

**Convert date to timestamp**

Convert a date string to a Unix timestamp.

- Action

**Convert Excel to JSON**

Turn a spreadsheet into structured JSON (first row as keys).

- Action

**Convert HTML to PDF**

Paste HTML and download a clean, print-ready PDF — styling, tables and images included.

- Action

**Convert image format**

Convert images between PNG, JPG, WebP, AVIF, GIF, BMP, TIFF and more — you pick the output format.

- Action

**Convert Markdown to HTML**

Convert Markdown text to HTML.

- Action

**Convert Markdown to PDF**

Paste Markdown and download a beautifully formatted PDF — headings, lists, tables and code included.

- Action

**Convert number to Roman numerals**

Convert a number to or from Roman numerals.

- Action

**Convert PDF to text**

Pull the text out of a PDF and download it as a clean.txt file.

- Action

**Convert timestamp to date**

Convert a Unix timestamp to a date.

- Action

**Convert timezone**

Convert a time between timezones.

- Action

**Convert units**

Convert a value between two units of measurement in a given category.

- Action

**Count words**

Count words, characters, sentences, lines and estimated reading time in text.

- Action

**Crop image**

Cut a rectangle out of an image.

- Action

**Decode JWT**

Decode a JWT header and payload (no signature check).

- Action

**Encode or decode Base64**

Encode or decode Base64 text.

- Action

**Encode or decode URL component**

Percent-encode or decode a URL component.

- Action

**Extract emails from text**

Extract all email addresses found in text.

- Action

**Extract URLs from text**

Extract all URLs found in text.

- Action

**Find and replace text**

Find and replace text within a string.

- Action

**Format JSON**

Pretty-print JSON with 2-space indentation.

- Action

**Generate barcode**

Build a barcode image URL.

- Action

**Generate lorem ipsum text**

Generate lorem ipsum placeholder text.

- Action

**Generate QR code**

Build a QR-code image URL for any text.

- Action

**Generate UUID**

Generate one or more random UUID v4 values.

- Action

**Get current datetime**

Get current time as Unix, ISO and UTC.

- Action

**Get date difference**

Compute the difference between two dates.

- Action

**Get DNS records**

Get DNS records for a domain.

- Action

**Get HTTP status**

Get the HTTP status code and redirect chain for a URL.

- Action

**Get page meta tags**

Get the title, description and meta tags of a page.

- Action

**Hash password with bcrypt**

Hash a password with bcrypt.

- Action

**Hash text**

Hash text with a chosen algorithm (MD5/SHA-1/SHA-256/SHA-512/CRC32).

- Action

**Merge PDF files**

Combine several PDF files into one document.

- Action

**Read image info**

Read an image and return its dimensions, format and EXIF metadata as JSON.

- Action

**Resize image**

Resize an image to exact dimensions (pad, stretch or crop to fill).

- Action

**Resolve domain to IP**

Resolve a domain name to its IP address.

- Action

**Slugify text**

Turn text into a clean URL slug.

- Action

**Spell number as words**

Spell a number out in English words.

- Action

**Split PDF**

Split a PDF into separate files — every page, or custom ranges.

- Action

**Strip HTML tags**

Remove HTML tags from text, leaving plain text.

- Action

**Test regular expression**

Test a regular expression against text and return matches.

- Action

**Validate JSON**

Check whether a string is valid JSON.

- Action

**Watermark PDF**

Stamp a diagonal text watermark across every page of a PDF.

## Each app on its own

- [ **Paystack** Paystack helps African merchants accept one-time and recurring payments online with a modern, safe, and...](https://apiant.ai/connections/paystack)
- [ **Utilorax** 203 JSON endpoints: hashing, encoding, unit conversion, text, dates and file conversion](https://apiant.ai/connections/utilorax)

Reviews

## What our customers say

## More from Paystack

- [ **Paystack to Salesforce** Salesforce is a leading enterprise customer relationship management (CRM) platform.](https://apiant.ai/connect/paystack-to-salesforce)
- [ **Paystack to Slack** Slack is a messaging platform for teams. Post messages, manage channels, users, reminders, and react to...](https://apiant.ai/connect/paystack-to-slack)
- [ **Paystack to Stripe** Stripe is a payment processing platform for online businesses.](https://apiant.ai/connect/paystack-to-stripe)
- [ **Paystack to Shopify** Shopify is a commerce platform for online stores and retail point-of-sale.](https://apiant.ai/connect/paystack-to-shopify)
- [ **Paystack to QuickBooks Online** QuickBooks Online accounting — manage customers, invoices, bills, payments, vendors, expenses, and more via...](https://apiant.ai/connect/paystack-to-quickbooks-online)
- [ **Paystack to Pipedrive** Pipedrive is a sales CRM and pipeline management tool.](https://apiant.ai/connect/paystack-to-pipedrive)

## More into Utilorax

- [ **Whop to Utilorax** Whop is a platform that let's you build businesses.](https://apiant.ai/connect/whop-to-utilorax)
- [ **HubSpot to Utilorax** HubSpot is your all-in-one stop for all of your marketing software needs.](https://apiant.ai/connect/hubspot-to-utilorax)
- [ **Salesforce to Utilorax** Salesforce is a leading enterprise customer relationship management (CRM) platform.](https://apiant.ai/connect/salesforce-to-utilorax)
- [ **Slack to Utilorax** Slack is a messaging platform for teams. Post messages, manage channels, users, reminders, and react to...](https://apiant.ai/connect/slack-to-utilorax)
- [ **Google Sheets to Utilorax** Google Sheets is Google's online spreadsheet app for creating, editing and sharing spreadsheets.](https://apiant.ai/connect/google-sheets-to-utilorax)
- [ **Gmail to Utilorax** Gmail is Google’s email service, featuring spam protection, search functions, and seamless integration with...](https://apiant.ai/connect/gmail-to-utilorax)

Questions

## Paystack and Utilorax, answered

###

### What can start an automation from Paystack?

Any of Paystack's 11 triggers in the catalog, including New Chargeback, New Invoice, New Order and New Payment Page Transaction. Describe the moment in plain language and your agent picks the right one.

###

### What can your agent do in Utilorax when something happens in Paystack?

Any of Utilorax's 57 actions, including Add interval to date, Calculate age, Calculate compound interest and Calculate loan payment. Your agent maps the data both ways and tests every scenario before it ships.

###

### Can it also run from Utilorax to Paystack?

Utilorax has no triggers in the catalog today, so automations start in Paystack. If you need the other direction, ask: your agent reads Utilorax's API documentation and adds it.

###

### Do I have to build a connector for Paystack or Utilorax?

No. Both are in the catalog with their triggers and actions. You describe the automation; your agent builds it, tests every scenario and keeps it running.

###

### Can my AI client use Paystack and Utilorax without building an automation?

Yes. With your AI client connected to APIANT, ask it to do something in either app once and it runs that action on the spot. Ask for an automation and your agent builds it, tests every scenario and keeps it running. One connection covers both.

###

### What happens when something fails?

Your agent works that out for you. It plans the failure paths along with the happy path, then tests every scenario before it ships.

###

### Is there a free plan?

Yes. Every plan includes the agent, including free, and building from your own AI client spends no assistant credits.
